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  • Difference between credit score and fico score? : r CRedit - Reddit
    Difference between credit score and fico score? FICO scores are credit scores Not all credit scores are FICO scores You have dozens of credit scores 3 reporting agencies, 2 main score development companies, each company offers several different models, plus lenders may have even developed their own internal model
  • I raised my credit score from 546 to 720 in 4 months thanks to . . . - Reddit
    Here'es a bullet pointed version of exactly what I did: • Downloaded credit karma – saw that my score was 546 on Jan 15th (was crushed, but felt like I Was finally going to start taking control) • Got my full credit report and list of all accounts that had gone delinquent and or into collections • Called EVERY SINGLE ONE
  • What does having a high credit score actually do for you?
    People seem to stress about having a high credit score, but what's does this actually do for you? What will a bank offer someone with a 850 transunion score vs someone with a fair rating of say 680 Seems like at the end of the day if your score is alright you get the same offers as someone with a higher score
  • Credit score is a scam : r CRedit - Reddit
    They designed the credit score system in a way that perpetuated the racist practices that existed previously This is why a person's mortgage history -- a history Black people weren't able to access due to racist bankers -- is reflected on credit reports
  • Personal Finance - Reddit
    A credit score is a firm's numerical assessment that quantifies the question: What kind of risk am I taking on this person? With credit scores becoming one of the cornerstones of pre-employment screening and apartment leases, it's important to discern from fact and rumor when it comes to managing your score
  • Credit Repair - Improve your credit, your score, and understand how to . . .
    CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood We are here to support you if you need an advice on closing opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card mortgage loan, investigating unknown information on your
  • Credit score mine went down when I paid off my debts? - Reddit
    The new score is a different credit profile than the old one because the mix changed Most important to remember, if you had 810 score before and now have a 780 score NOTHING has changed for you Poor, OK, good, excellent credit all have ranges People in the excellent range get the same treatment whether they're 1pt into it or 50pts into it
  • Credit score in Sweden : r TillSverige - Reddit
    Credit score in Sweden Hi, I'm curious if there's a credit score system in Sweden similar to the one in the US Like if I use a credit card for my transactions vs debit cards, or if I default on payments, etc is there a score that will go up or down that will later decide if I can get loan, insurance, etc in the future?
  • Conditions Requirements for 0% APR Auto Loan - Reddit
    The only requirement for me to get 0% APR was to: Have the required credit score, 760+ Finance the vehicle through the manufacturer's financing division Finance only for the term length specified I wanted 84 months, at 0% why not? But they would only do 60 months Had to choose from existing new vehicle on the lot Cannot order a custom vehicle
  • ListaPHs CIBI VS TransUnion Credit Report : r PHCreditCards - Reddit
    I also notuiced that there is a 22 points difference between CIBI and TransUnion's Credit Score given that both latest reports were generated at the same time CIBI at 626 and TransUnion at 648 I am thinking this is maybe because ListaPh (CIBI)'s report is inaccurate





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